Bank fraud under 18 U.S.C. § 1344 is a federal offense carrying up to 30 years in prison and a $1,000,000 fine. Law Offices Of SRIS, P.C. has extensive criminal defense experience in Montgomery County, MD. A Bank Fraud Lawyer Montgomery County can help you handle the federal system and protect your rights.
Bank Fraud Lawyer Montgomery County, Maryland
Understanding Bank Fraud Under Federal Law
Bank fraud is defined under 18 U.S.C. § 1344 as knowingly executing a scheme to defraud a financial institution. This federal crime is prosecuted by the U.S. Attorney’s Office for the District of Maryland, with cases heard in the U.S. District Court for the District of Maryland (Greenbelt Division). The statute covers a wide range of conduct, including check kiting, loan fraud, and mortgage fraud. A conviction can result in severe penalties, including lengthy imprisonment and substantial fines.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience to every case. Our team understands the details of federal bank fraud defense and works tirelessly to protect your future.
Last verified: April 2026 | U.S. District Court for the District of Maryland | 18 U.S.C. § 1344 (Cornell LII)
Official Legal References
For the full text of the federal bank fraud statute, visit the 18 U.S.C. § 1344 (Cornell LII — official site). For information on federal sentencing guidelines, see the U.S. Sentencing Commission Guidelines (ussc.gov — official site).
Insider Perspective on Federal Bank Fraud Cases in Montgomery County
In the U.S. District Court for the District of Maryland, prosecutors routinely pursue bank fraud charges with aggressive tactics. We have observed that early intervention is critical to preserving your rights and building a strong defense.
- Do not speak to investigators without your attorney present.
- Preserve all financial records and correspondence.
- Contact a financial institution fraud lawyer Montgomery County immediately.
- Attend all court hearings and comply with bail conditions.
- Work with your lawyer to explore plea negotiations or trial strategies.
In Montgomery County, MD, bank fraud under 18 U.S.C. § 1344 carries a maximum penalty of 30 years in prison and a $1,000,000 fine.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Bank Fraud (18 U.S.C. § 1344) | Federal Felony | Up to 30 years | Up to $1,000,000 | None (federal offense) | Restitution, supervised release, asset forfeiture |
Results may vary.
Why Choose Law Offices Of SRIS, P.C.?
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Our team includes former prosecutors and experienced defense attorneys who understand the federal system. We are committed to providing aggressive representation for clients facing bank fraud charges in Montgomery County.
Your Legal Team
Case Results in Montgomery County
Law Offices Of SRIS, P.C. has 21 documented results in Montgomery County: 0 dismissed or not guilty, 0 reduced or amended — a favorable-outcome rate of 95% across all practice areas. Results may vary.
Case results depend on a variety of factors unique to each case.
Our Location and Service Area
Our location in Rockville is approximately 2 miles from the District Court of MD for Montgomery County, with access via I-270 and Route 355.
Bank fraud lawyer near Montgomery County.
Serving the communities of Rockville, Bethesda, Silver Spring, Gaithersburg, Germantown, Wheaton, Kensington, Potomac, Olney, Damascus, Clarksburg, Takoma Park, Chevy Chase.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Our location: 199 E. Montgomery Avenue, Suite 100, Room 211, Rockville, MD 20850 | (888) 437-7747
Frequently Asked Questions About Bank Fraud in Montgomery County
What is Probation Before Judgment (PBJ) in Montgomery County, Maryland?
Yes. PBJ is a Maryland disposition where the judge places you on probation instead of entering a guilty verdict. PBJ avoids a formal conviction on your record and is available for most misdemeanors and many felonies at District Court of MD for Montgomery County (191 East Jefferson Street, Rockville, MD 20850). After probation, PBJ cases can be expunged (3-year waiting period).
PBJ avoids a formal conviction on your record and is available for most misdemeanors and many felonies at District Court of MD for Montgomery County.
Can I get my criminal record expunged in Montgomery County, Maryland?
Yes. Maryland allows expungement for acquittals, dismissals, Nolle Prosequi, Stet, PBJ (after 3 years), and many non-violent convictions under the Justice Reinvestment Act. Cases in Montgomery County are expunged through the court where the case was heard (District Court of MD for Montgomery County).
Maryland allows expungement for acquittals, dismissals, Nolle Prosequi, Stet, PBJ (after 3 years), and many non-violent convictions.
What happens after a criminal arrest in Montgomery County, Maryland?
After arrest in Montgomery County: (1) initial appearance before a District Court commissioner who sets bail, (2) bail review hearing within 24 hours if detained, (3) arraignment, (4) trial. Misdemeanors are tried at District Court of MD for Montgomery County (191 East Jefferson Street, Rockville, MD 20850). Felonies go to Montgomery County Circuit Court.
After arrest, you will have an initial appearance, bail review, arraignment, and trial. Misdemeanors are tried at District Court of MD for Montgomery County.
Do I need a lawyer for a misdemeanor in Montgomery County, Maryland?
Yes. Many Maryland misdemeanors carry significant penalties — second-degree assault: up to 10 years; theft $100-$1,500: up to 6 months. An attorney at District Court of MD for Montgomery County can negotiate PBJ (no conviction on record) or dismissal. Contact SRIS at (888) 437-7747.
Yes, many misdemeanors carry significant penalties. An attorney can negotiate PBJ or dismissal.
What is the difference between state and federal charges?
Federal charges are prosecuted by the U.S. Attorney with generally harsher penalties and no parole. An experienced federal defense attorney is critical.
Federal charges are prosecuted by the U.S. Attorney with harsher penalties and no parole.
How does a Virginia lawyer defend against bank fraud charges?
Defense strategies for bank fraud in Virginia may include challenging evidence, examining procedural compliance, negotiating with prosecutors, and presenting mitigating factors. An experienced attorney evaluates the specific facts under 18 U.S.C. § 1344 to build the strongest possible defense.
Defense strategies include challenging evidence, examining procedural compliance, and negotiating with prosecutors.
What should I do if I am facing bank fraud charges in Virginia?
If facing bank fraud charges in Virginia, contact a federal criminal attorney immediately. Do not discuss the case with anyone except your lawyer. Preserve all relevant documents and evidence. The statute of limitations and court deadlines under Virginia law require prompt action.
Contact a federal criminal attorney immediately and preserve all documents and evidence.
Related Practice Areas and Locations
- Criminal Defense Lawyer Maryland — State hub page
- Criminal Defense Lawyer Howard County — Sibling locality page
- Criminal Defense Lawyer Calvert County — Sibling locality page
- Criminal Defense Lawyer Charles County — Sibling locality page
Last verified: April 2026